> ## Documentation Index > Fetch the complete documentation index at: https://docs.aiinsurance.io/llms.txt > Use this file to discover all available pages before exploring further. # Create Quote > Creates a new quote for an existing submission. Only `submissionId` is required - all other fields are optional. The quote will be initialized with default values based on the submission type (new_business, renewal, endorsement, cancellation, or reinstatement). **Note:** The `applicant` field is not supported for external API. The concept of "applicant" (human who initiated an insurance application) doesn't apply to programmatic API calls. Use `recipients` to track who should receive the quote. **Required permission:** `company.quote:create` ## OpenAPI ````yaml /openapi/generated-external-api.yaml post /api/external/companies/{companyId}/quotes openapi: 3.0.3 info: title: AI Insurance External API description: External API for AI Insurance platform version: 1.0.0 contact: email: support@aiinsurance.io servers: - url: https://app.aiinsurance.io description: Production security: - ApiKeyAuth: [] paths: /api/external/companies/{companyId}/quotes: post: tags: - Quotes summary: Create Quote description: > Creates a new quote for an existing submission. Only `submissionId` is required - all other fields are optional. The quote will be initialized with default values based on the submission type (new_business, renewal, endorsement, cancellation, or reinstatement). **Note:** The `applicant` field is not supported for external API. The concept of "applicant" (human who initiated an insurance application) doesn't apply to programmatic API calls. Use `recipients` to track who should receive the quote. **Required permission:** `company.quote:create` operationId: createQuote parameters: - $ref: '#/components/parameters/companyId' requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/CreateQuoteRequest' examples: minimal: summary: Minimal request (required fields only) value: submissionId: 550e8400-e29b-41d4-a716-446655440001 withPolicyInfo: summary: With policy information value: submissionId: 550e8400-e29b-41d4-a716-446655440001 policyInfo: description: General Liability Coverage currency: USD startsAtDate: '2024-02-01' endsAtDate: '2025-02-01' withPolicyInsureds: summary: With policy insureds (exposures) value: submissionId: 550e8400-e29b-41d4-a716-446655440001 policyInfo: startsAtDate: '2024-02-01' endsAtDate: '2025-02-01' policyInsureds: - insuredId: 550e8400-e29b-41d4-a716-446655440010 name: Acme Corporation insuredType: primary coveragePeriods: - id: 550e8400-e29b-41d4-a716-446655440020 joinDate: '2024-02-01' terminationDate: '2025-02-01' - insuredId: 550e8400-e29b-41d4-a716-446655440011 name: Jane Smith insuredType: additional coveragePeriods: - id: 550e8400-e29b-41d4-a716-446655440021 joinDate: '2024-02-01' insuredData: role: Director department: Engineering responses: '201': description: Quote created successfully content: application/json: schema: type: object properties: id: type: string format: uuid description: The ID of the created quote example: id: 550e8400-e29b-41d4-a716-446655440003 '400': description: Bad Request - Invalid request body or submissionId not found content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' examples: missingRequiredField: summary: Missing required field value: error: code: KeyMissing message: 'submissionId: Required keys were missing' details: - field: submissionId message: Required keys were missing invalidUuid: summary: Invalid UUID format value: error: code: NotUUID message: 'submissionId: Value is not a valid UUID' details: - field: submissionId message: Value is not a valid UUID submissionNotFound: summary: Submission not found value: error: code: Submission not found message: Submission not found '401': $ref: '#/components/responses/Unauthorized' '403': $ref: '#/components/responses/Forbidden' '500': $ref: '#/components/responses/InternalServerError' components: parameters: companyId: name: companyId in: path required: true schema: type: string format: uuid description: Company identifier schemas: CreateQuoteRequest: type: object required: - submissionId properties: submissionId: type: string format: uuid description: The submission to add this quote to policyInfo: $ref: '#/components/schemas/PolicyInfo' policyInsureds: type: array items: $ref: '#/components/schemas/CreateQuotePolicyInsured' description: > Policy insureds (exposures) to include on this quote. Each insured must exist in the system - use the Create Insured endpoint first if needed. coverages: type: array items: type: object description: Line of coverage configurations policyAggregateLimits: type: array items: type: object properties: id: type: string limitName: type: string amount: oneOf: - type: number - type: string description: Aggregate limits at policy level billing: type: object properties: type: type: string enum: - annual - monthly - quarterly - semi-annual config: type: object description: Billing configuration customBillItems: type: array items: type: object description: Billing configuration customAdjustments: type: array items: $ref: '#/components/schemas/QuoteCustomAdjustment' description: Custom premium adjustments recipients: type: array items: type: object properties: email: type: string format: email name: type: string type: type: string description: Quote recipients bindingSettings: type: object properties: allowInsuredBrokerToBind: type: boolean bindingConditions: type: array items: type: object properties: id: type: string bindingCondition: type: string description: Binding settings for the quote noRatingPremium: type: number description: Manual premium (for non-rating-engine customers) ErrorResponse: type: object description: Standard error response for all external API endpoints required: - error properties: error: type: object required: - code - message properties: code: type: string description: Machine-readable error code example: VALIDATION_ERROR message: type: string description: Human-readable error message example: 'submissionId: Required field is missing' details: type: array description: Additional details for validation errors (field-level errors) items: type: object properties: field: type: string description: The field that caused the error example: submissionId message: type: string description: Description of the field error example: Required field is missing PolicyInfo: type: object properties: number: type: string description: Policy number type: type: string description: Policy type code startsAtDate: type: string format: date description: Policy effective date (ISO 8601) endsAtDate: type: string format: date description: Policy expiration date (ISO 8601) coverageTimezone: type: string description: Timezone for coverage dates broker: type: object description: Broker information description: type: string description: Policy description currency: type: string example: USD ratingData: type: object description: Custom rating data for the rating engine ratingInfo: type: object description: Rating calculation results CreateQuotePolicyInsured: type: object description: > Policy insured (exposure) for creating a quote. Represents an insured entity attached to the quote with coverage period information. required: - insuredId - name - insuredType - coveragePeriods properties: insuredId: type: string format: uuid description: The ID of an existing insured in the system name: type: string description: Display name of the insured insuredType: type: string description: > The insured's role on the policy. Common values: "primary" (main insured), "additional" (extra insureds), "named" (named insureds). Note: This is different from entityType on the insured record, which describes what kind of entity it is. coveragePeriods: type: array items: $ref: '#/components/schemas/CreateQuoteCoveragePeriod' description: One or more coverage periods for this insured insuredData: type: object additionalProperties: true description: Custom data fields for this policy insured (optional) QuoteCustomAdjustment: type: object properties: id: type: string description: type: string amount: type: string insuredId: type: string sectionRank: type: integer format: type: string enum: - percent - currency CreateQuoteCoveragePeriod: type: object description: Coverage period for a policy insured when creating a quote required: - id - joinDate properties: id: type: string format: uuid description: Unique identifier for this coverage period joinDate: type: string format: date description: Date when coverage begins (ISO 8601 format YYYY-MM-DD) terminationDate: type: string format: date description: >- Date when coverage ends (ISO 8601 format YYYY-MM-DD). If not provided, coverage extends to policy end date. responses: Unauthorized: description: Unauthorized - Invalid or missing API key content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' examples: missingApiKey: summary: Missing API key value: error: code: UNAUTHORIZED message: Authorization header is required bearerTokenNotAllowed: summary: Bearer token used instead of API key value: error: code: UNAUTHORIZED message: External API endpoints require API key authentication Forbidden: description: Forbidden - Insufficient permissions content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' examples: insufficientPermissions: summary: Insufficient permissions value: error: code: FORBIDDEN message: Insufficient permissions to perform this action InternalServerError: description: Internal Server Error - Unexpected error occurred content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' examples: internalError: summary: Unexpected server error value: error: code: INTERNAL_ERROR message: An unexpected error occurred. Please try again later. securitySchemes: ApiKeyAuth: type: apiKey in: header name: Authorization description: >- API key authentication. Include your API key in the Authorization header. ````