Overview

Manage coverage limit presets for your company

Overview

Configuration presets define the available coverage limit options for each coverage type. Each preset specifies a set of named limits (e.g., “Per Occurrence”, “Aggregate”) with their amounts, and can include additional settings for deductibles, defense costs, retroactive dates, and waiting periods.

Presets are stored in the coverage_limit_presets table and are scoped to a company via company_id. Each preset references a coverage type via coverageTypeKey.

Key Concepts

• coverageTypeKey: The string key of an existing coverage type (global or company-specific). Must exist in the coverage_types table.
• limits: An object containing an array of named limit amounts and an optional allowLimitEdits flag controlling whether users can modify amounts on quotes.
• isDefault: Whether this preset is the default for its coverage type. Multiple presets per coverage type are allowed, but only one can be the default. When creating a preset with isDefault: true, any existing default for the same coverage type is automatically set to non-default.
• defenseInsideLimit: Whether defense costs count inside or outside the limit ("inside" or "outside").
• Settings fields: Optional JSONB configuration for deductibles, limits, retroactive dates, waiting periods, and prior/pending litigation dates. These are opaque blobs passed through to the rating engine.

API Endpoints

Method	Endpoint	Description
GET	/configuration/presets	List coverage limit presets
POST	/configuration/presets	Create a new coverage limit preset
DELETE	/configuration/presets/{presetId}	Soft-delete a coverage limit preset

Permissions

Action	Permission
List presets	company:read
Create preset	company:update
Delete preset	company:update

Request Properties

Property	Type	Required	Description
coverageTypeKey	string	Yes	Coverage type key (must exist)
setName	string	Yes	Display name for the preset
limits	object	Yes	Limit definitions (see below)
isDefault	boolean	No	Whether this is the default preset (defaults to false)
defenseInsideLimit	string	No	"inside" or "outside"
deductible	number	No	Deductible amount in dollars
retroactiveDate	string	No	ISO date (YYYY-MM-DD)
waitingPeriodSettings	object	No	Waiting period configuration
deductibleSettings	object	No	Deductible default amount configuration
limitSettings	object	No	Limit default amounts configuration
retroactiveDateSettings	object	No	Retroactive date default amount configuration
priorPendingLitigationDateSettings	object	No	Prior/pending litigation date configuration

Limits Object

Property	Type	Required	Description
limits	array	Yes	Array of limit definitions
limits[].id	string	Yes	Unique identifier for this limit
limits[].name	string	Yes	Display name (e.g., “Per Occurrence”)
limits[].amount	number | string	No	Limit amount — a number (e.g. 1000000) or a string (e.g. “100%”, ”-”). Omit when not applicable.
allowLimitEdits	boolean	No	Whether users can edit limit amounts on quotes

Response Properties (GET)

The list endpoint returns { items, totalCount } where each item includes all request properties plus:

Property	Type	Description
id	string (UUID)	Preset identifier
createdAt	string | null	ISO 8601 timestamp
updatedAt	string | null	ISO 8601 timestamp

Nullable fields (defenseInsideLimit, deductible, retroactiveDate, and all settings) return null when not set.